A Matter of Horse

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Horse insurance in France

Re: Horse insurance in France

Postby spottygiraffe » Mon Jul 21, 2014 6:16 am

Mine are only insured 3rd party too -so if they escape and cause any damage then we're covered, but not if they injure themselves or get sick. The insurance is through my regular home insurance, with Allianz. They do our home, business, cars, tractors, pets, school insurance for the kids etc as one big package and we've been really pleased with them. I wouldn't recommend Axa for home insurance -we had a few very bad experiences with them.

Exciting that the ball is well and truly rolling for you :thumbup:
Sarah x

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Re: Horse insurance in France

Postby littlewhitehorse » Mon Jul 21, 2014 7:07 am

That's interesting what you say about Axa & Allianz Sarah; we are with Axa, haven't needed them so far and we were thinking of looking around for alternatives for the house; the horses are a 20€ excess for up to 2 equines for responsibilité civile. RC can also be added to the FFE licence but it's more expensive, 29€for the first & 19 for others.
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Re: Horse insurance in France

Postby YvieW » Thu Oct 30, 2014 9:51 pm

Hi everyone,

Just thought I'd let you know what I ended up doing about Molly's insurance... in case it's of use to anyone else! After thinking that I wouldn't be able to insure her over here at all, because of her advanced years, by chance I happened across a post in a forum (might have been Horse & Hound). Someone else was asking about insuring horses in France - and someone recommended using a specialist horse insurance broker in the UK called Carriagehouse Insurance, who could insure horses based in France. I got in touch with them, and sure enough, they were able to insure Molly with pretty much the same cover she had with Scottish Equestrian, for only a slightly higher premium! I didn't have much time to get it sorted out, as I found out she'd be travelling earlier than expected, but once they knew the date of travel, they were able to set up the insurance really quickly... and for a small one off fee, they also covered her while she was in transit. So in the end, I have managed to get her covered for vets fees over here - even though she's 18! :thumbup:

It was a big relief at a time when stress levels were particularly high anyway lol! I can certainly recommend the company for the way they handled the set up, but obviously I haven't experienced the processing of a claim as yet (and hopefully won't!).

I've also now successfully registered Molly with the Haras Nationaux, and got a licence through the stables where she's liveried :)

As always - thanks for all your suggestions!
Yvonne & Molly
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